Is There an Age Limit for Applying for a Loan?

There is no age limit for loan applicants.  The majority of our loan recipients are in their late teens and 20s, but some are older students who are learning new skills or returning to school to get an additional degree or to change careers.

How Many Semesters Does a WDJCLP Loan Cover?

WDJCLP’s funding cycle is for one academic year.  WDJCLP accepts loan applications in the spring for the upcoming fall/winter terms.  There is also a second funding cycle for those who missed the first application deadline.  If you need assistance from WDJCLP for more than one year, you must re-apply each year that you need it.

How Does the Program Work?

WDJCLP provides interest-free loans through donations from individuals and foundations, which are recycled by payments on loans previously issued. You are expected to apply for and accept all possible grants and scholarships and other loans before turning to WDJCLP. In addition, WDJCLP expects you to contribute to the cost of your education by working during the … Read more

What Is FAFSA?

FAFSA is the Free Application for Federal Student Aid (FAFSA), which is the first step for students to apply for financial aid of all types. FAFSA is administered by the U.S. Department of Education’s Federal Student Aid office. The FAFSA is available at starting in December for the upcoming school year. For help completing the FAFSA, … Read more

When Should I Apply?

Both students who are applying for the first time and students who have previously received WDJCLP loans are required to submit an application each year starting April 1. There are no automatic renewals for students who have received loans in the past.