May I Defer My Loan Payments?

If a student is continuing or resuming his or her education, he or she may be considered for loan deferment while he or she is enrolled as a full-time student. To be considered for deferment, contact the WDJCLP office.

Is It Possible to Apply for a WDJCLP Loan and Not Take It?

Many of our applicants don’t know their exact financial needs when they complete their WDJCLP loan application, which is why WDJCLP requires that they submit their costs of attendance and financial aid award notice.  If you or the Loan Committee determines at some point that you have sufficient financial resources, we will withdraw your WDJCLP … Read more

Do Parents Have to Apply for Federal Parent Plus Loans?

Payments on Parent Plus loans begin immediately after the loans are issued. WDJCLP recognizes that many parents in need of assistance for their children’s education cannot meet that payment schedule. For that reason, WDJCLP does not require that parents take on Parent Plus loans.

How Much of a Loan Can I Get From WDJCLP?

You are expected to apply for and accept all possible grants and scholarships and other loans before turning to WDJCLP. In addition, WDJCLP expects you to contribute to the cost of your education by working during the summer and, when possible, during the school year. We also expect that you will use earnings from past years, as … Read more

Is There an Age Limit for Applying for a Loan?

There is no age limit for loan applicants.  The majority of our loan recipients are in their late teens and 20s, but some are older students who are learning new skills or returning to school to get an additional degree or to change careers.