Eligibility Requirements

To be eligible for a WDJCLP loan, an applicant must meet all the following criteria:

  • Applicant must be Jewish
  • Applicant and family must have been residents of Michigan for at least one year prior to completing the WDJCLP loan application.  If there is a question about your residency, WDJCLP will consider, among other things, where you (or your parents, if you are a dependent) filed your most recent state income tax return.
  • Applicant must be a U.S. citizen or have lawful immigration status in the U.S.
  • Applicant must demonstrate financial need. The WDJCLP looks at the financial information provided on your FAFSA application.
  • Applicant must be enrolled in an accredited post-secondary institution that is located in Michigan.
  • Applicant must be enrolled full-time in a program leading to an undergraduate or graduate degree.
  • There must be a demonstrated career path leading to employment, allowing for repayment.
  • Applicant must be in good academic standing and maintain a cumulative grade point average of at least 2.0 to be eligible for continued funding.
  • WDJCLP provides interest-free loans for “last-dollar financing” – i.e. amounts that bridge the gap between a student’s total financial resources and the cost of attending school.  Applicants must demonstrate that they have sought and accepted financing from all available sources, including government and other loans, scholarships, family contributions and personal earnings.
  • WDJCLP loans request two co-signers — the applicant’s parents (both parents may sign), other family members or legal guardian.  The student’s spouse cannot be a cosigner. The co-signers must have the ability to repay the full amount of the loan if the borrower fails to do so.

If you have questions about whether you meet any of the above criteria, please contact the WDJCLP office at (248)723-8184 or Contact Us for further information.